Every Dream Deserves a Chance
There are projects that banks don't understand. Dreams that don't fit into an Excel spreadsheet. Aspirations that can't be measured in return on investment. Yet these projects are the most important: they are the ones that give meaning to a life, that transform everyday existence, that open unexpected horizons.
You dream of renovating the family home before it falls apart. Of pursuing medical treatment abroad that could change everything. Of adopting a child but adoption fees represent years of savings. Of leaving your job to pursue your passion. Of funding your athletic career at a decisive moment.
Les banques vous demanderont : "Quel est le retour sur investissement ?" Mais votre projet n'est pas un investissement. C'est votre vie. Et sur DonateursEnLigne, wohlhabende Privatspender verstehen diesen Unterschied. Sie finanzieren keine Finanzprognosen — sie finanzieren menschliche Schicksale.
Why Personal Projects Are Ignored by Institutions
- Banks don't lend for dreams — They require a profitable project with repayment guarantees
- Social benefits are categorized — Housing, employment, healthcare... Your project may not fit into any box
- Crowdfunding requires an audience — Without an online community, your campaign will remain invisible
- Personal loans are limited — Capped at 75,000 euros, with interest rates of 4 to 8%
- Family can't always help — Not everyone is fortunate enough to have a wealthy circle
What Personal Projects Are Funded?
Auf DonateursEnLigne, gibt es keine Einschränkungen hinsichtlich der Art des persönlichen Projekts, das Sie einreichen können. Solange Ihre Anfrage aufrichtig und berechtigt ist, haben Sie hier Ihren Platz. Hier die häufigsten Kategorien:
Health and wellness
- Medical treatment abroad not covered by social security
- Reconstructive cosmetic surgery (after accident, illness)
- Expensive dental care (implants, crowns, adult orthodontics)
- Thermal spa treatment or extended convalescence stay
- Specialized medical equipment (electric wheelchair, prosthesis)
- Langfristige psychologische Betreuung (Trauma, Trauer, Wiederaufbau)
Housing and living environment
- Home renovation (insulation, roofing, bringing up to code, accessibility)
- Security deposit and first month's rent for a fresh start
- Barrierefreier Umbau (Rampe, angepasstes Badezimmer)
- Relocating to another city or country
- Building or buying a tiny house
- Making an aging home safe
Family and life events
- National or international adoption fees (often 10,000 to 30,000 euros)
- Wedding (venue, catering, dress, guest accommodation)
- IUI or IVF abroad when the national pathway is exhausted
- Dignified funeral for a loved one who passed away without insurance
- Family reunification (plane tickets, administrative fees, settling in)
Personal development and career change
- Qualifying professional training (cooking, IT, design, languages)
- Complete career change (leaving your job to pursue your passion)
- Driver's license (often essential for finding a job in rural areas)
- Intensive professional coaching or mentoring
- Konstruktives Sabbatjahr (Freiwilligenarbeit, Praktikum im Ausland)
Kunst, Sport und Leidenschaften
- Recording a music album, funding a tour
- Creating a film, documentary, or show
- Publishing a book (editing, printing, distribution)
- Competitive sports equipment (bicycle, climbing gear, sailboat)
- Participation in an international competition
- Künstleratelier (Miete, Material, Einrichtung)
How It Works: 4 Steps
Kostenlose Registrierung
Create your account in just a few minutes. It's completely free, with no commitment or credit card required.
Describe your dream
Tell your personal project story with authenticity: what it means to you, why it matters, how much it costs.
Find your Spender
Browse verified Spender profiles and send a personalized request to those who share your values.
Make your project happen
Der Spender nimmt das Geld entgegen und zahlt es direkt an Sie aus. Nur 1% wird abgezogen. Der Rest gehört Ihnen.
The Art of Presenting a Personal Project
Funding a personal project is different from funding a business. There is no business plan, no financial forecast, no return on investment to present. What matters is your story and the strength of your motivation.
What Spenders want to read
- Your personal story — Where do you come from? What journey led you to this project? Spenders fund people, not abstractions.
- Why this project changes everything — Explain concretely how this Spende will transform your daily life, your health, your future, or that of your loved ones.
- A transparent budget — Even for a personal project, detail how the requested amount will be used. A renovation quote, a clinic fee, a documented adoption cost — transparency builds trust.
- Your personal commitment — Show that you are not relying solely on the Spende. What are you doing on your end? Have you saved? Are you working on the side? Spenders help those who help themselves.
- The emotional dimension — Don't be afraid to share your emotions. A personal project comes from the heart. Spenders are moved by authenticity, not by administrative coldness.
The Secret of Successful Requests
Nachdem wir Tausende von Begünstigten begleitet haben, haben wir den gemeinsamen Nenner der Anfragen identifiziert, die eine Spende erhalten: Sie sind specific and sincere. "J'ai besoin d'argent pour m'en sortir" ne touche personne. "J'ai besoin de 12 500 euros pour faire opérer ma fille de la hanche à Barcelone, car l'opération n'est pas pratiquée en France et l'attente au Royaume-Uni est de 18 mois" touche profondément.
Personal Projects: What Banks Will Never Finance
The banking system is designed to finance what is measurable and repayable. Here is the reality that thousands of people face every day:
- A wedding — The bank considers it a consumer expense, not an investment. Personal loan at 6% interest, capped.
- An adoption — International adoption fees (10,000 to 30,000 euros) are not covered by any specific banking facility.
- Medical treatment abroad — If social security doesn't cover it, you're on your own.
- A career change — Leaving your permanent job to follow your passion? The bank won't fund your months without income.
- An artistic project — Write a book, record an album, put on an exhibition? No banking file exists for that.
This is exactly where a private Spende makes complete sense. A Spender doesn't judge you by banking criteria. They judge you by human criteria: your sincerity, your passion, your determination.
Testimonials: They Made Their Dream Come True
"My 7-year-old daughter suffers from severe scoliosis. The dynamic brace treatment practiced in Germany costs 18,000 euros, not covered in Frankreich. A Spender on DonateursEnLigne funded the entire treatment. Today, Lea wears her brace and her spine is straightening week after week. This Spende changed my daughter's future."
— Caroline P., Lea's mother, Nantes
"Nach 15 Jahren als Buchhalter wollte ich alles hinwerfen, um Möbelschreiner zu werden. Ich brauchte 9.000 Euro für eine 8-monatige Ausbildung bei den Compagnons du Devoir. Meine Bank lehnte das Darlehen ab, weil ich keinen Festvertrag mehr hatte. Ein pensionierter Spender, selbst ein Holzliebhaber, schenkte mir diesen Betrag. Ich schloss als Jahrgangsbester ab."
— Thomas B., cabinetmaker, Toulouse
"My husband and I started an adoption process in Haiti. Between agency fees, travel, translations, and legal costs, the total reached 22,000 euros. We had saved 8,000. A Spender on the platform gave us the missing 14,000 euros. Our son arrived in Belgien six months ago. We gave him the Spender's first name as his middle name."
— Marie und Luc D., adoptive parents, Liège
"As a professional violinist, I needed a quality instrument to audition for orchestras. A good violin costs between 15,000 and 40,000 euros. A music-loving Spender gave me 25,000 euros to acquire a 19th-century violin. I landed a position in a symphony orchestra three months later."
— Élise K., violinist, Geneva
Unser Engagement für Sie
Transparenz und Vertrauen stehen im Mittelpunkt unserer Plattform. Jeder Schritt Ihrer Reise ist darauf ausgelegt, Ihnen ein sicheres und unterstütztes Erlebnis zu bieten.
Individuell verifizierte Spender
Jeder Spender durchläuft einen strengen Verifizierungsprozess, bevor er auf der Plattform veröffentlicht wird.
Registrierte und konforme Plattform
Rechtliche Hinweise, CGU und Vertraulichkeitsrichtlinie jederzeit in völliger Transparenz zugänglich.
Geschützte Daten (DSGVO)
Ihre persönlichen Daten sind sicher und werden niemals ohne Ihre Zustimmung weitergegeben.
Engagierte Unterstützung in jeder Phase
Unser Team unterstützt Sie von der Anmeldung bis zum Erhalt Ihrer finanziellen Unterstützung.
Your Project, Your Dignity
Asking for help with a personal project takes courage. It's not a life-or-death emergency, it's not a debt to repay — it's a dream. And many people hesitate to ask for help with a dream, as if a dream weren't as valuable as an unpaid bill.
Auf DonateursEnLigne, wir glauben das Gegenteil. Wir glauben, dass jeder Mensch die Chance verdient, das zu verwirklichen, was ihm am Herzen liegt. Dass das Leben nicht nur aus Überleben bestehen sollte, sondern auch aus Entfaltung. Und dass wohlhabende Menschen, die diese Überzeugung teilen, die besten Partner sind, um Sie zu begleiten.
Your request will be treated with the same respect and attention as a financial emergency request. Your dream matters. Your project matters. You matter.
Personal Projects: the Budget Matters
Even if your project is not a business, Spenders appreciate a clear and realistic budget. Here's how to structure your financial request:
- List each expense item — Equipment, training, travel, accommodation, administrative costs. Every euro must have a purpose.
- Attach quotes or estimates — A clinic quote, a training fee, a price for equipment. Concrete evidence reassures.
- Mention your personal contribution — Indicate what you have already saved or what you can fund yourself. This shows your commitment.
- Plan for a reasonable margin — Unexpected expenses happen. A 10-15% margin is acceptable and shows that you are realistic.
Don't ask for too much or too little. An amount that is too low can compromise the success of your project. An excessive amount can seem unrealistic. Spenders respect well-calibrated requests that show you have done your research and that every euro requested has a purpose.
Entdecken Sie auch
Continue exploring based on your situation:
- Money Spende between individuals — Understanding direct person-to-person giving
- Hilfe Unternehmensgründung — If your personal project is also a professional project
- Dringende finanzielle Hilfe — If your situation is critical and requires quick assistance
- Finanzielle Unterstützung für Studenten — Spenders to fund your education
- Finanzielle Wohltäter — Meet the Philanthrops who change lives